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CRITERIA 1-5
P/E RATIO
The company's P/E is compared to the average for the sector.  If it is a match a score of 3 is granted.  If the value is 1-20% below the target, a score of 4 is granted.  A value more than 20% below the target is awarded a 5.  Conversely, if the value is up to 20% above target, a 2 is granted.  If the value is more than 20% above target, a score of 1 is given.
DEBT/INCOME RATIO
The company's cash flow ability to repay debt is analyzed.  If the item's target value is achieved, a score of 3 is granted.  If the value is 1-20% below the target, a score of 4 is granted.  A value more than 20% below the target is awarded a 5.  Conversely, if the value is up to 20% above target, a 2 is granted.  If the value is more than 20% above target, a score of 1 is given.
DEBT/EQUITY RATIO
The company's net worth is evaluated.  If the item's target value is achieved, a score of 3 is granted.  If the value is 1-20% below the target, a score of 4 is granted.  A value more than 20% below the target is awarded a 5.  Conversely, if the value is up to 20% above target, a 2 is granted.  If the value is more than 20% above target, a score of 1 is given.
INCREASING INCOME
A company's income over the last 5 years is compared to the prior year's income.  A point is granted for every year where the income is greater than the previous year's.
EARNINGS
A company is awarded a point for every year an earning was reported over the last 5 years.